Driving without third party risks insurance

Driving without third party risks insurance (Driving Without Insurance) is an offence contrary to Section 4 of the Motor Vehicles Insurance (Third Party Risks) Ordinance (Chapter 272). It is committed where a person drives a vehicle on the road when not covered by an insurance policy against third party risks. A person not old enough to obtain a driving licence or a person disqualified from driving will not be covered by insurance. Similarly taking someone else’s car without consent and driving it on a road will be driving without insurance.